You don't have to have a lot of money to have a lot of sense about money. Say your car is an older car. If you have good financial sense, you take care of it. You replace the brakes before you also need to replace the calipers because you know that will save you $500. You take it into the shop at the first sign of malfunction, because you know that dealing with an early problem is cheaper than dealing with a big problem. You make sure your tires have tread, because sliding on wet pavement and crashing is expensive.
People with poor money sense end up spending more because they're reluctant to spend. They go from crisis to crisis, spending more than they can afford and more than they need to. Our goverment at both the state and federal level is demonstrating a terrifying lack of money sense when it comes to early learning.